Fractional CFO

Listed-company CFO experience, sized to your business.

Your business has grown and the stakes of each decision have risen, but you may not need a full-time CFO yet. We provide regular executive financial leadership, a set number of days each month, working with management and your finance team to sharpen reporting, manage cash and plan for growth.

WHO IT FITS

Is this right for your business?

It fits if one or more of these sounds familiar:

  • Annual revenue between SAR 10 and 150 million, with no full-time CFO.
  • You have an accountant or accounting team, but no one turning the numbers into decisions.
  • Cash is tight even though sales are growing.
  • You are preparing for financing, an investor or a new expansion.
  • Your board or partners want clearer, more regular reporting.
SCOPE OF WORK

What we take on

01

Monthly management reporting

Review, analysis and a clear explanation of what changed and why.

02

Cash and working capital

A 13-week cash flow forecast and tracking of receivables, inventory and obligations.

03

Budgets and forecasts

The annual budget, rolling forecasts and variance analysis.

04

KPIs and risk

A management dashboard and oversight of financial risks.

05

Decision support

Pricing, expansion, financing and bank discussions.

06

Finance team development

Coaching the team and improving processes and the monthly close.

PACKAGES

How we engage

Essential

2 working days per month

7,500 SAR / month

Smaller businesses needing monthly reporting and oversight

Discuss this package

Growth

4 working days per month

13,500 SAR / month

Mid-sized businesses expanding or under cash pressure

Discuss this package

Advanced

7 working days per month

22,000 SAR / month

Businesses preparing for financing, investors or stronger governance

Discuss this package

On-site and remote, with a minimum term of 3 months, adjustable as your needs change. Fees exclude VAT.

GETTING STARTED

Your first 90 days

  1. 01

    Month 1 — Understand and diagnose

    Review your financial position, reporting and processes, and agree the top three priorities.

  2. 02

    Month 2 — Build

    Set up the cash flow forecast, the KPI dashboard and a structured monthly report.

  3. 03

    Month 3 — Steady rhythm

    A monthly session with management, actionable recommendations and a plan for the months ahead.

Fractional or full-time?

Comparison of a full-time CFO and a fractional CFO
ComparisonFull-time CFOFractional CFO
Annual costSAR 600,000 – 900,000 including salary, allowances, social insurance and bonusFrom SAR 90,000 a year, depending on package
Time to start3 – 6 months to recruitWithin two weeks
ExperienceDepends on the hire22 years, including CFO of a listed company
FlexibilityLong-term commitmentScale days up or down as you grow
DELIVERABLES

What you receive

  • A monthly management report explaining what happened and why.
  • A regularly updated 13-week cash flow forecast.
  • A budget and rolling financial forecast.
  • A financial KPI dashboard for management.
  • A monthly executive review with clear recommendations.
CFO MAP

Your next step

A free 30-minute discovery call to understand your business and recommend the right package.

Book a discovery call